Terms and Conditions

1. Introduction

Welcome to Your Personal Consultant. These Terms and Conditions govern your use of our website located at yourpersonalconsultant.com (the "Website") and any related services provided by Your Personal Consultant.

By accessing our Website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these Terms and Conditions, please do not use our Website.

2. Definitions

In these Terms and Conditions, the following terms shall have the following meanings:

• "We", "Us", and "Our" refers to Your Personal Consultant.
• "Website" refers to yourpersonalconsultant.com.
• "Services" refers to the consulting services, tools, and resources we provide.
• "User", "You", and "Your" refers to the person accessing or using the Website or Services.
• "Content" refers to all information, text, images, data, links, software, or other material that we or third parties provide and that is included in the Website.

3. Use of Our Website

By using our Website, you agree to use it only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website. You must not:

• Use the Website in any way that is unlawful, illegal, fraudulent, or harmful.
• Use the Website to copy, store, host, transmit, send, use, publish, or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, or other malicious computer software.
• Conduct any systematic or automated data collection activities on or in relation to our Website without our express written consent.
• Use data collected from our Website for any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing, and direct mailing).

4. Intellectual Property Rights

Unless otherwise stated, we or our licensors own the intellectual property rights in the Website and material on the Website. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages from the Website for your own personal use, subject to the restrictions set out below and elsewhere in these Terms and Conditions.

You must not:

• Republish material from this Website (including republication on another website).
• Sell, rent, or sub-license material from the Website.
• Show any material from the Website in public.
• Reproduce, duplicate, copy, or otherwise exploit material on our Website for a commercial purpose.
• Edit or otherwise modify any material on the Website.
• Redistribute material from this Website except for content specifically and expressly made available for redistribution.

5. User Accounts

When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of these Terms and Conditions, which may result in immediate termination of your account on our Website.

You are responsible for safeguarding the password that you use to access our Website and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

6. Services and Pricing

We reserve the right to change our Service offerings and pricing at any time. We are not liable to you or to any third party for any modification, price change, suspension, or discontinuance of the Service.

By agreeing to these Terms and Conditions, you acknowledge that prices for any of our Services may change at any time, with or without notice to you. We shall not be liable to you or to any third party for any price changes, modifications, or discontinuation of any Services.

7. Payment Terms

We may offer both free and paid Services. For paid Services, we accept payment through various payment methods as indicated on our Website. By providing a payment method, you represent and warrant that you are authorized to use the designated payment method.

You agree to promptly update your account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. We reserve the right to correct any errors or mistakes that we make even if we have already requested or received payment.

8. Refund Policy

All sales are final and no refund will be issued unless explicitly stated otherwise on our Website or agreed upon in writing. In certain cases, we may, at our sole discretion, offer a refund, discount, or other consideration. This will be decided on a case-by-case basis.

9. Limitation of Liability

In no event shall Your Personal Consultant, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service.
• Any conduct or content of any third party on the Service.
• Any content obtained from the Service.
• Unauthorized access, use, or alteration of your transmissions or content.

10. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Your Personal Consultant expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Your Personal Consultant, its subsidiaries, affiliates, and its licensors do not warrant that:

• The Service will function uninterrupted, secure, or available at any particular time or location.
• Any errors or defects will be corrected.
• The Service is free of viruses or other harmful components.
• The results of using the Service will meet your requirements.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Illinois, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

12. Changes to Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us: